Can you trust the numbers in Check?

Check is an embedded payroll API that gives software platforms what they need to build their own payroll product for their customers. Its own help pages give 4 reasons its numbers can look different from what you expect. The first to rule out: A payroll can be approved for days before it shows as paid, because, as Check's developer docs explain, the bank debit can take up to 3 business days.

Money · Is money moving the way it should?

Is it broken, or just counted differently?

A number can look wrong because the business changed, or because of how Check counts it. Below is what Check keeps, where its help pages say the numbers can differ, and how to check them yourself.

What does Check keep track of?

  • Check keeps a journal of every payroll run, with each employee's pay, deductions and taxes.

    In Check's own words: Lists employees’ earnings, deductions, and taxes by payroll. Payroll Reporting, read 2026-11-12.

  • Check also keeps a list of what was paid to contractors over any dates you choose.

    In Check's own words: Lists all contractor payments for a given company within a specified date range. Payroll Reporting, read 2026-11-12.

What can make Check's numbers look wrong?

  1. A payroll can be approved for days before it shows as paid, because, as Check's developer docs explain, the bank debit can take up to 3 business days.

    In Check's own words: Due to the nature of the ACH network, the employer debit transaction will take up to 3 business days to complete. Payroll Status, read 2026-11-12.

  2. A payroll that looked paid can turn out to be only partly paid, since, as Check's developer docs say, a payment to a worker can bounce back.

    In Check's own words: Unfortunately, there will be times when an ACH payment to an employee or a contractor is returned. Payroll Status, read 2026-11-12.

  3. A count of payrolls can look higher than the number of real pay runs, because, as Check's developer docs explain, a void is recorded as its own payroll with minus amounts.

    In Check's own words: In Check’s API, a void payroll looks exactly like a normal payroll, except that its amounts are negative. Voiding a Payroll Item, read 2026-11-12.

  4. After a void, your accounting records can still differ from payroll, as Check's developer docs note, until the books are adjusted too.

    In Check's own words: Voiding a payroll item does not directly balance the employer's books. Voiding a Payroll Item, read 2026-11-12.

How do I check Check's numbers myself?

  1. Payroll reports in Check are dated by payday, so picking the same paydays as your bank statement makes the two easier to compare.

    In Check's own words: Return payrolls with a payday on or after this date. Get payroll journal, read 2026-11-12.

  2. A summary for one month or quarter gives one set of totals to hold against what left your bank account.

    In Check's own words: Lists employees’ earnings, deductions, and taxes aggregated for the input time period. Payroll Reporting, read 2026-11-12.

How does Check work with Feder?

Connect Check to Feder and it joins your Money apps. Feder only reads. It never changes anything in Check.

When you connect Check, Feder checks the connection straight away and shows Connected only when that check passes. If a reading cannot be taken later, Feder shows it as not read, never as zero.

Other apps that feed Money

Questions owners ask about Check

See every connection.

Where do these answers come from?

Everything this page says about Check comes from Check's own pages, quoted above with the date we read them. Last reviewed 2026-11-12. We read them again by 2027-11-12. If one changes, this page changes or comes down.

Know the day a number breaks, not the month after.

Some numbers are too quiet to judge daily, such as a form filled in a few times a week. Until there is enough of your own history to judge a change, Feder says it is still learning and scores nothing, rather than guessing.